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The Affordable Care Act, commonly referred to as ObamaCare, provides affordable Healthcare options for Americans. It aims to make Heath insurance more widely accessible to residents who are not eligible for employer-sponsored healthcare or meet household income requirements.

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The Affordable Care Act Overview

The Affordable Care Act is the 2010 law that requires all Americans get affordable health insurance coverage or Obamacare regardless of pre-existing conditions. The primary purpose of the law was to lower healthcare costs and protect Americans from health issues with healthcare coverage and increased health benefits.

The main changes with Obamacare are:

• Lower health insurance costs with Affordable Healthcare Coverage
• Increase the quality of benefits and coverage for example,
• Covers all Americans regardless of whether they have pre-existing conditions or ailments.
• Requires that All Americans get Healthcare Coverage to protect against health issues and expenses.
• If you are not covered you face an annual tax penalty enforced by the government against uncovered individuals.
• Allows qualifying individuals to get subsidies from the government to assist with healthcare costs
• Requires changes to your Health Insurance policy during the Open Enrollment period.

Obamacare Benefits and Coverage Changes

Beyond the major changes of the ACA, Obamacare also expanded the minimum healthcare benefits that insurance companies must provide. Some of the new Obamacare Health benefits include:

• Expanded Outpatient care
• Emergency services e.g. Ambulance Transport
• Inpatient and Hospital Care
• Care for Mothers and Newborns, i.e. Maternity Care and Pediatric Care
• Prescription (RX) drug coverage
• Rehabilitation Services
• Lab Services, e.g. Bloodwork, and Screenings
• Preventive Services
• Treatment for Chronic Diseases