What are Christian Health Plans?
Biblical—Ministry First
Healing was always the center of Christ's ministry. In fact, Jesus healed in almost every town he visited. They continue his vision for the Church by helping Christians share in each other's medical needs.
Affordable—A Perfect Fit for Every Budget
There's a price for every budget. Christian Health Plans are flexible and agile when it comes to meeting your family's price range, and their call centers are standing by to answer your questions.
Penalty Free-In Compliance with the Affordable Care Act
Christian Health Plans are not insurance, but they are still compliant with the Affordable Care Act. This means that you won't get fined by the government for not having insurance if you join with the Christian Health Plans family.
Community—Christians helping other Christians
Through Christian Health Plans, our members are connecting to share each other's healthcare burdens every day. We see a culture based on Jesus, and our community echoes that vision. Christian Health Plan Members are loving, giving, and prayerful warriors for Christ and for their neighbor.
Here are some of the other types of plans that we can offer:
Preferred Provider Organization (PPO) Plans
A PPO is a subscription-based medical care arrangement. Members receive a substantial discount on regularly charged rates from the doctors partnered with the organization. In a PPO you get most of your health care from a network of providers, just as you do in an HMO. But you can choose to go outside of the network and pay more. You can have a primary care doctor in a PPO and you can go to a specialist and get other services without seeing a primary care doctor first.
Health Maintenance Organization (HMO) Plans
An HMO is a health maintenance organization. HMOs keep health care costs down by deciding how much they will pay for each service. Members must get their care from the doctors, hospitals and other providers who work with the HMO. This is called a network. When you join an HMO, you choose a primary care physician who is your first contact for all medical care needs. The primary care physician provides your general medical care and must be consulted before you can see a specialist.
Short-Term Plans
Short term medical insurance, also called temporary health insurance, is designed to provide coverage for major hospital, medical, and surgical expenses incurred for a covered illness or injury. Short-term health insurance plans are a great solution when you're between jobs, waiting for group coverage to start, or if you're a recent college graduate. Unlike standard health insurance, short term health insurance policies always have a termination date that you choose when you apply.
