Get Dental Insurance with a qualified ACA Plan for:
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What’s Included in Dental Insurance?
Dental insurance works by requiring a monthly premium and deductible, depending on your plan. Many plans cover 100% of preventative care and a portion of other dental services until you reach your annual maximum. Once that limit is reached, additional costs will need to be paid out-of-pocket until your plan resets. Here’s an overview of what dental insurance typically covers:
preventitive care
Covered at 100%, preventive care includes essential services like routine checkups, teeth cleanings, and bitewing x-rays, helping you maintain optimal oral health.
basic care
Typically covered at 80%, basic care includes services such as cavity fillings, simple extractions, and some deep cleanings. Coverage continues until you reach your annual maximum.
major care
Usually covered at 50%, major care includes treatments like root canals, crowns, bridges, and dentures, up to your plan’s maximum coverage. Once this amount is reached, you’ll be responsible for any additional costs.
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