Preferred Provider Organization (PPO) Plans
A PPO is a subscription-based medical care arrangement. Members receive a substantial discount on regularly charged rates from the doctors partnered with the organization. In a PPO you get most of your health care from a network of providers, just as you do in an HMO. But you can choose to go outside of the network and pay more. You can have a primary care doctor in a PPO and you can go to a specialist and get other services without seeing a primary care doctor first.
Why would I choose a PPO?
- You have a doctor you like and you want to keep this doctor
- You want to see specialists without having to get referrals and pre-approval first
- You want the freedom to see providers who are not in the network
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